1. How is an employee’s benefit rate calculated?

Answer:
Injured employees are reimbursed at a state-mandated rate, which is approximately 75% of the net weekly wage, based upon a calculation of their average weekly wage prior to the injury. The employer is required to complete a state wage statement to determ

2. How do The Beacon Loss Prevention inspections differ from OSHA inspections?

Answer:
The Beacon’s loss prevention consultants work with policyholder to identify and eradicate hazards in the workplace. The Beacon uses OSHA standards as a guide and baseline for identifying unsafe conditions or practices. OSHA is branch of the federal govern

3. How do I get on the PPN?

Answer:
Contact Dan Hughes at The Beacon at 1-401-825-2953.

4. What is the standard agency licensing procedure needed to do business with The Beacon?

Answer:
The following procedure is required:

1. Provide The Beacon with a current RI P&C license, resident or non-resident.
2. Complete and submit The Beacon Agency Application.
3. Complete and submit a W9 form.

The name and tax ID number on a

5. What is the Medical Advisory Board ?

Answer:
The Medical Advisory Board or MAB is a group of medical, legal and rehab professionals responsible for developing the rules, protocols, procedures and fees as it relates to the treatment of injured workers.