1. Will The Beacon provide a quote over the phone?

Answer:
No. Determining the correct job classifications and rates for premium calculation if not as simple as it sounds. Jobs that appear to be similar may be considered different for classification purposes. Our underwriters will review the operations carefully to make sure that the proper rates are applied. Completion of an application is necessary.

2. Who is responsible for Subcontracting Arrangements?

Answer:
The principal contractor is liable for injuries to an uninsured subcontractors' employees.

3. What are the costs associated with Loss Prevention and Claims Services?

Answer:
All Loss Prevention and Claims services are provided free of charge with the policy. Please contact our Loss Prevention or Claims departments for assistance.

4. What type of application does the The Beacon accept?

Answer:
The Beacon will accept applications filed on the standard Acord application. It is critical that all information is included on the application in order to bind coverage. A cover letter explaining the account, along with prior loss history (loss run information) is also desired. Incomplete applications or submissions will be returned if information is not received within 7 days of submission.