Employers

Loss prevention programs help businesses prevent accidents and manage claim costs, which are both critical factors in determining insurance premiums. Effective loss prevention programs begin with a commitment to safety by owners and top management to create the proactive approach needed.

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As an employer, it is your responsibility to Report an Injury.

Our claim department staff is dedicated to managing Rhode Island workers' compensation claims. It is our objective to control the direction and ultimate outcome of claims through early intervention and the use of available medical and rehabilitation resources.

We work with employers to develop return-to-work programs that provide modified jobs for recovering employees as they make the transition back to their former job.

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Beacon Mutual provides workers' compensation insurance for over 15,000 satisfied customers.  In association with over 600 independent insurance agencies, Beacon Mutual can provide the right coverage at the right price.  Our improved auditing and billing systems make renewing your policy quick and convenient.  Underwriting specialists are available to work with you and your insurance agent to ensure the highest customer satisfaction.

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The primary responsibility of the premium audit department is to conduct audits that determine the actual insurance exposure for the coverage provided.

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