The Beacon is a non-assessable mutual insurance company. We are now the largest writer of workers' compensation insurance, as well as the largest writer of commercial insurance (property casualty) in Rhode Island. We are financially secure, with over $450 million in admitted assets. Excess surplus is returned to policyholders in the form of lower premiums and/or dividends.

The Beacon staff assists policyholders in implementing safety and return-to-work programs that are customized for their particular business. We are dedicated to providing continuous coverage and have the largest claim staff dedicated to workers' compensation.

We're serious about safety. Because our only business is workers' compensation, we are able to address your company's safety problems and concerns promptly. Our ongoing Loss Prevention consultation and support has helped many businesses significantly reduce employee injuries and workers' compensation costs. We would like to do the same for you.