Beacon Mutual Insurance Company is a non-assessable mutual
insurance company chartered by the State of Rhode Island. We are now the largest
writer of workers' compensation insurance, as well as the largest writer of
commercial insurance (property casualty) in Rhode Island. We are financially
secure, with over $450 million in admitted assets. Excess surplus is returned
to policyholders in the form of lower premiums and/or dividends.
Beacon's staff assists policyholders in implementing safety and return-to-work
programs that are customized for their particular business. We are dedicated to
providing continuous coverage and have the largest claim staff dedicated to
We're serious about safety. Because our only business is
workers' compensation, we are able to address your company's safety problems
and concerns promptly. Our ongoing Loss Prevention consultation and support has
helped many businesses significantly reduce employee injuries and workers'
compensation costs. We would like to do the same for you.