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1. Will The Beacon provide a quote over the phone?
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Answer:
No. Determining the correct job classifications and rates for premium calculation if not as simple as it sounds. Jobs that appear to be similar may be considered different for classification purposes. Our underwriters will review the operations carefully to make sure that the proper rates are applied. Completion of an application is necessary.
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2. What are the costs associated with Loss Prevention and Claims Services?
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Answer:
All Loss Prevention and Claims services are provided free of charge with the policy. Please contact our Loss Prevention or Claims departments for assistance.
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3. Who is responsible for Subcontracting Arrangements?
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Answer:
The principal contractor is liable for injuries to an uninsured subcontractors' employees.
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4. What is the standard agency licensing procedure needed to do business with The Beacon?
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Answer:
The following procedure is required:
1. Provide The Beacon with a current RI P&C license, resident or non-resident.
2. Complete and submit The Beacon Agency Application.
3. Complete and submit a W9 form.
The name and tax ID number on all of the above items must be identical, as this is how commissions will be paid and policies will be read.
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