1. What is a Dependency form and why do I need to complete this?

Answer:
A Dependency form confirms your marital status and number of dependent children. If you are out of work, this information is used to calculate benefits on claims.

2. Who needs to carry workers' compensation insurance?

Answer:
Effective January 1, 1999 every person firm, public service or private corporation, including the State, that employs employees regularly in the same business is subject to the Workers’ Compensation Law.

3. What if a claim is denied? Who will pay for the visit(s)?

Answer:
We recommend obtaining the information from the injured worker regarding the health insurance carrier when the injured worker initially completes the paperwork. If the claim is denied you can then bill the injured worker’s regular health insurance for th

4. What is the standard agency licensing procedure needed to do business with The Beacon?

Answer:
The following procedure is required:

1. Provide The Beacon with a current RI P&C license, resident or non-resident.
2. Complete and submit The Beacon Agency Application.
3. Complete and submit a W9 form.

The name and tax ID number on a

5. What is the Medical Advisory Board ?

Answer:
The Medical Advisory Board or MAB is a group of medical, legal and rehab professionals responsible for developing the rules, protocols, procedures and fees as it relates to the treatment of injured workers.