1. What is a second opinion?

Answer:
If an injured worker is dissatisfied with the medical treatment he or she is receiving and wishes to see another physician to confirm or dispute the appropriateness of that treatment, a second opinion can be coordinated with the help of the claim represen

2. How much does The Beacon charge for Loss Prevention services?

Answer:
All Loss Prevention services of The Beacon are free of charge to our policyholders.

3. How can I find out if The Beacon is the carrier?

Answer:
If the identity of the insurer is unknown, contact the Department of Labor and Training at 1-401-462-8116.

4. What are the costs associated with Loss Prevention and Claims Services?

Answer:
All Loss Prevention and Claims services are provided free of charge with the policy. Please contact our Loss Prevention or Claims departments for assistance.

5. What is the 'exclusive remedy doctrine' in the WC law.

Answer:
The exclusive remedy doctrine generally provides that an injured worker is only entitled to statutory workers’ compensation benefits from his or her employer in the event of a work related injury. It vitiates any tort action.