To get started with a quote

Workers’ compensation insurance provides benefits to your employees for work-related injuries including medical care and wages for time out of work. Your independent agent can assist with a quote and a policy that is right for your business.

Find an Agent

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1

Contact your Independent Insurance Agent

Your local independent insurance agent can guide you through the process of completing an application for workers’ compensation insurance. You may work with one of our contract agents or any other independent agent that you prefer.

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2

Get a Quote from your Agent

In just a few minutes, you can get a quote if you provide your agent with the following information:

  • Description of your business operation
  • Number of employees
  • Payroll broken down by job task

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3

Bind your Workers' Compensation Coverage

Work with your agent to bind coverage with the Beacon Mutual Insurance Company. This will require a signed application and a deposit payment.

Big Help – For Your Rhode Island Business

Rhode Island companies of all sizes rely on Beacon to help safeguard their workplaces – and their employees. Our innovative programs, competitive products, and outstanding service deliver BIG with over 25 years of expertise.

How can we help you today?

I’m Just Looking

Learn 10 things you should know about workers’ compensation in Rhode Island. Read more and download the free guide.

Learn More

I Need a Consultation

Speak with one of our experts in Rhode Island workers’ compensation who can guide you through the process and help you get the right coverage for your business.

Request a Consultation

I Want a Safer Workplace

Explore Beacon’s free safety resources. Download printable materials or access tools and advice to keep your employees safe.

Visit Safety Library

In the Words of our Clients

Beacon Mutual has helped us prevent injuries and build a safer workplace for both our employees and our patients.
Susan Logan

Rhode Island Medical Imaging

I wanted to let you know what a great job Beacon's Loss Prevention Representative did at this morning's Ladder Safety Training for our facilities staff. We come away more aware of the risks of using a ladder and how to properly use them. I would recommend this training to anyone and welcome him back for more at Bryant University in the future.
Susan Colantonio

Bryant University

At Newport Shipyard, the nature of our business requires our team to demonstrate best practices to ensure the safety of our employees, customers, subcontractors, and anyone else who walks onto the property on any given day. Our relationship with Beacon Mutual and Tim Costa, who regularly holds safety seminars onsite, keeps the importance of safety in the forefront of all our minds and teaches us that simple observations and protocol can make a big difference. We value this relationship and will continue to take advantage of the services Beacon offers.
Eli Dana

Newport Shipyard

My claims adjuster was a pleasure to work with. She was very patient and understanding in dealing with my follow-up visit for my claim. Very professional woman.
Charles Gumkowski, Jr.

Injured Worker