Stay-at-Work/Return-to-Work Program

A Stay-at-Work/Return-to-Work Program is a Win-Win situation for both employers and their employees. Employers retain their most valuable resource: their employees with business knowledge and experience. Injured workers stay engaged with their workplace through transitional or modified duty based on medical opinion and within the medical restrictions until he or she is able to return to the customary occupation. If modified duty tasks are available, injury-related expenses are dramatically reduced and a worker’s productive work routine becomes part of his or her therapy, which allows for a faster and healthier recovery.

Beacon Mutual’s SAW-RTW Team is dedicated to assisting policyholders develop their own unique program to include the development and implementation of best practices for transitional employment for injured workers. Studies show that the longer a worker stays out of work, the greater the chances of never returning to work.

Stay-at-Work/Return-to-Work is Vital in the Claims Process

Modified Duty helps employees return to work sooner after an injury.

Report Injury to Your Employer

Employer Submits Report of Injury

Receive Initial Treatment

Stay at Work Return to Work

Complete Treatment

Closure of Claim

Three Components in the Program

Early reporting of workplace injuries helps workers get back to work sooner.

An effective Stay-at-Work/Return-to-Work Program starts with the timely reporting of a workplace injury. Read blog, Modified Duty: A Win-Win for Injured Workers and Employers

Report an Injury

Preparing modified duty tasks result in a successful return-to-work program.

Prepare for modified duty tasks to fast-track your injured employee’s return to work; our modified duty task bank forms can help. Read blog, Prompt Injury Reporting for a Safer & More Efficient Workplace

Download Modified Duty Forms

Using Beacon’s Preferred Provider Network (PPN) expedites the claim process.

Our PPN comprises participating physicians and other experienced healthcare providers who can treat work-related injuries. Read blog, The 5 Benefits of Beacon Mutual’s Preferred Provider Network

Find a Doctor

Act Now

Prompt injury reporting keeps workers engaged in the recovery process while reducing costs and improving workplace safety. Studies show that the longer a worker stays out of work, the greater the chances of never returning to work.

Win-Win

A modified-duty program can help injured employees stay at work while they recover, which leads to faster resolution of claims, reduced medical and indemnity spend, and improved productivity.

Trusted Care

Beacon Mutual's Preferred Provider Network connects injured workers with vetted healthcare specialists experienced in work-related injuries.

Benefits of the Program

Our Stay-at-Work/Return-to-Work Program creates a win-win situation for both employers and employees. This program helps injured workers maintain workplace engagement through transitional or modified duties based on medical opinion and within restrictions, allowing them to contribute productively while recovering.

Key Benefits:

Retain valuable employees with business knowledge and experience
Improve overall workplace morale and engagement
Reduce claim costs and potentially lower your Experience Modification Rate (Emod)
Create cross-training opportunities that enhance employees’ abilities
Increase awareness of safe work practices and injury prevention
Maintain better control for positive claim resolution

Read More – Save in premium and lower your Emod as a result of early return to work.

Stay-at-Work/Return-to-Work Seminar

Throughout the course of the year, Beacon offers a seminar to review the components of the Stay-at-Work/Return-to-Work Program. This seminar will help you to have a plan in place before an accident happens. Being prepared is a win-win for both policyholders and injured workers.

Visit the Seminars & Webinars page to register for the seminar. If it is not listed, check back each semester of the year.

Other Resources Available

Title	Description
Physical Job Description Form	This form used to gather and document key information about the physical demands of the job.	Download
Top Ten Suggestions for Employees	Advice for the injured worker after an injury happens.	Download
Twelve Tips for Managers	A supervisor’s guide to supporting an injured worker.	Download
Program Policy Template	Need a Stay-at-Work/Return-to-Work Program policy template?	Download

Questions for the Team?

The Stay-at-Work/Return-to-Work team is pleased to assist you and can help you set up a unique program that fits your business needs. If you have other claims-related questions, visit our Claims FAQs. If you have questions about the Stay-at-Work/Return-to-Work Program, contact our team and we can help you get started.

Contact

In the words of our policyholders

Beacon's team has been very helpful with a modified return to work for one of our employees...during Covid!!!
Robert F Audet Inc

With the implementation of the Stay-at-Work/Return-to-Work program, we had one staff member remain working modified duty prior to surgery and another staff on a long-term leave returned to a transitional part-time position for a period of time.
The Groden Network

The Stay-at-Work/Return-to-Work program is working out great for our company. The program is a win/win situation for all involved. The physician is comfortable to release the employee to restricted duty, the employee continues to have a full income, and the employer continues with a full staff.
Hodges Badge Company, Inc.