30 Years of Giving

Beacon Mutual is committed to the community that we serve. To celebrate our 30th anniversary, we've selected 30 local charitable organizations to receive donations from The Beacon Foundation! Each of our employees and board members had the opportunity to direct a $100 donation to their charity of choice. Together, we donated over $16,000 to support our community!

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Commit to Care

Commit to Care

Do The Right Thing

Do the Right Thing

Explore Possible

Explore Possible

Embrace Inclusion

Embrace Inclusion

Be Remarkable

Be Remarkable

Impact Our Community

Impact Our Community

Stories from Our Policyholders

"It is a true partnership that we have with Beacon. Beacon is like our security blanket. If we ever have any problems, we can reach right out to Chris and he supports us in the way that we need to be supported."

~ Tammy Lederer
Chief HR Officer

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"Safety is of utmost importance, and Beacon has helped us work on initiatives to become a safer, better place to work."

~ Gregg Scarlata
President & COO

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"It is proven that offering a modified duty Return-to-Work/ Stay-at-Work program is beneficial to the employer and employee. The Groden Network has been very successful in implementing the program.”

~ Jean Mandell
Beacon Return to Work Disability Consultant

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“I knew that Beacon was a strong RIMI safety partner. They have been instrumental in supporting RIMI in Covid-related safety and in our normal day-to-day operations. It is a partnership we value and look forward to building upon."

~ Sara-Anne Poirier
RIMI Facility & Safety Manager

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“Beacon has been a valued partner of ours. We have a great relationship and mutual respect. This has been something our organization has valued a great deal.”

~ Wendy Duncan
Vice President, Chief Marketing Officer

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Beacon provides a product necessary for the operation of my business. There are other companies, but Beacon appears to be the best local company!
Alexander Joe

Joe Dynasty Resources Inc.

I never had a problem over our many years with Beacon. I see workers' comp as a subscriber and provider and I think your approach is the best in the business.
Karl Felber

Armistice Urgent Care & Occupational Health Inc.

Beacon's loss prevention services are integral in supporting our safety efforts at Bryant and one of the main reasons we continue to stay with Beacon each renewal year.
Bill Thomas

Bryant University

Workers' comp insurance is a necessity and Beacon makes it easy to protect our business.
Janet Lake

RJ Lake Construction Inc

Our History

Before Beacon

In the 80’s, the RI workers’ compensation system was out of balance. Businesses were leaving the state because the cost of workers’ comp insurance was too high.


The State of Rhode Island chartered the Workers’ Compensation Insurance Fund to improve the workers’ comp system and market.


The Workers’ Compensation Insurance Fund hired its first employee.


The Fund was renamed The Beacon Mutual Insurance Company and Beacon’s first policy was written. Beacon became a mutual company, owned by its policyholders.


Beacon’s presence and operations stabilized the Rhode Island workers’ compensation insurance market and system.


Beacon started providing ergonomic assessments  and defensive driving training to help prevent workplace injuries.


Beacon moved to it’s new building at One Beacon Centre in Warwick.


Beacon launched Online University providing access to safety training anytime, anyplace, any pace.


Beacon launched BEACONNECT, the secure online portal for policyholders and agents.


Beacon launched the new beaconmutual.com for policyholders, employees and agents.


The Beacon Foundation was created as a charitable fund to support local nonprofits in Rhode Island.


Beacon launched the BeaQuick Quote instant application to connect businesses with agents in minutes!