Lighthouse Award
Annually, Beacon Mutual honors agencies who exhibit performance excellence with the prestigious Lighthouse Award for Agency Excellence. Congratulations to our 2024 Lighthouse Award Winners!
Competitive new business commissions and a comprehensive profit-sharing program with “pro-agent” qualification requirements.
Our underwriters have the authority and tools to make fast, competitive decisions.
Speak to real people who listen, understand your needs, and provide the right support when you need it most.
We write a wider range of industries than many competitors, ensuring more opportunities for your agency.
Based on the policyholder’s final audited premium and incurred losses at 18 months after inception, when there is a developed loss ratio of 45 percent or less, the employer receives a shared earning distribution.
Beacon’s loss-free credit program provides for a premium credit up to a maximum of 10 percent. Potential savings include a 3 percent credit for 2 loss-free years; a 5 percent credit for 3 loss-free years; a 7 percent credit for 4 or 5 loss-free years, and a 10 percent credit for 6 or more loss-free years.
97% of all policyholders have earned a 5%-10% dividend over the last 6 years. This dividend program is designed to reward Beacon’s best performing policyholders based on premium size and safety results. This dividend recognizes policyholders who have contributed to Beacon Mutual’s financial strength by demonstrating safety as a priority.
Beacon’s tailored solutions work seamlessly alongside your agency’s offerings to deliver the best outcomes for your clients. Beacon’s team of local ergonomic and safety professionals are dedicated to creating safer workplaces and provide critical issue seminars, on-site and online safety training.
Our claims specialists, with an average of nearly 20 years of experience, provide expert guidance to ensure the best possible outcome for both businesses and injured employees. Nobody works harder to get injured employees back to work with compassion and care.
Annually, Beacon Mutual honors agencies who exhibit performance excellence with the prestigious Lighthouse Award for Agency Excellence. Congratulations to our 2024 Lighthouse Award Winners!
Learn more about the agency approval process.
Agency Approval ProcessRegister for BEACONNECT, Beacon’s secure online portal.
Download Registration FormAt Beacon, we’re not just Rhode Island’s leading provider of workers’ compensation insurance; we’re a cornerstone of support for businesses across Massachusetts, Connecticut, and beyond. Our commitment to delivering exceptional coverage and unparalleled service has fueled our growth and solidified our reputation as the market of choice for business safety.
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