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Help Your Employees Get Better and Back to Work

Beacon Mutual has an exceptional team of claim experts, nurses, and case managers who will guide you through the claim process to assist with obtaining appropriate and necessary medical services for injured workers. The team will work collaboratively with you, your employee, and the medical providers with the goal of returning your employee safely back to work.

What Happens After a Worksite Injury

Our goal is to work with you and your injured worker as soon as the claim is reported. Report the claim as soon as you become aware of the injury.

Our goal is to educate you in the claims process. Please review our frequently asked questions which may be helpful to you.

Employers FAQ

The Claims Process

At Beacon Mutual, we’re here to support your recovery every step of the way and help you return to work with confidence. Click an icon below to learn more.

Report Injury to Your Employer

Employer Submits Report of Injury

Receive Initial Treatment

Stay at Work / Return to Work

Complete Treatment

Closure
of Claim

Report an Injury

The claim can be reported on beaconmutual.com or BEACONNECT. Claims can also be reported by calling 401-825-2667 and then follow the prompts to report the claim. By law, a claim must be reported within 10 days or within 48 hours if the claim is a fatality.

Report an Injury

Workers’ Compensation Benefits

After a work-related injury, workers’ comp insurance provides benefits to help injured workers get better which may include reimbursement for lost wages, medical care, and prescriptions. Our claims team can help answer any questions you may have about workers’ compensation benefits.

Contact Us

Stay-at-Work/Return-to-Work Program

Having a customized Stay-at-Work/Return-to-Work Program in place reduces workforce interruption, costs associated with production loss and absenteeism, and workers’ compensation insurance costs for the employer. Employees retain salary and benefits, and minimize the disruption to their life because of an injury. It’s a win-win!

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Helping Injured Workers Get Back to Work

Claims Forms and Documents

Title Description

Full Time Wage Form

DWC-03F - State of Rhode Island DLT wage form for employees hired for 20 hours or more per week.

 Download

Part Time Wage Form

DWC-03P - State of Rhode Island DLT wage form for employees hired for 20 hours or more per week.

 Download

Certificate of Dependency Status

DWC-04 - State of Rhode Island form for employees' certificate of dependency status.

 Download

Physical Job Description Form

This form used to gather and document key information about the physical demands of the job.

 Download

Guide to Online Claim Reporting

Comprehensive guide to the online claim reporting process on BEACONNECT.

 Download

Initial Injury Report

This form is to aid in the gathering of information when a workplace injury occurs.

Download

IN THE WORDS OF OUR POLICYHOLDERS

Beacon Mutual provides a comprehensive claim management service while always making sure to have our best interest in mind.

Bryant University

Claims are always processed quickly. Office personnel competent and friendly. Love that we get money back when things go well too!

Narragansett Rubbish Removal Inc

The staff at Beacon is very easy to work with, claims are processed quickly, and working with Beacon is a nice experience.

Garden City Treatment Center Inc

Working with the adjusters who are responsive and available, is always a pleasure. I find they work diligently to ensure thorough investigations are conducted, and they work to resolve claims in a timely fashion...Associates who attended Safety courses were extremely impressed with the courses.

Belmont Fruit Inc

I like Beacon's ease of doing business and good claims management.

Herrick & White Ltd

Find a Doctor

Beacon Mutual's approved Preferred Provider Network (PPN) is comprised of participating physicians and other healthcare providers who are experienced in treating work-related injuries.

DOWNLOAD PPN