Your Trusted Partner in Workers’ Compensation
For over 30 years, Beacon Mutual has been the go-to provider of workers’ compensation insurance for businesses in Rhode Island—and now, we’re proud to serve employers in Massachusetts and Connecticut as well. We’re more than an insurance carrier—we’re a partner in protecting your people, your productivity, and your bottom line. With Beacon, you’re not just covered—you’re focused on what matters most.
What Sets Beacon Apart
Unmatched Service
We make workers’ comp easy—with responsive service, local expertise, and a 4.6 out of 5 customer satisfaction score to prove it.
Safety-First Expertise
Our in-house safety and ergonomic specialists help you prevent injuries before they happen, with hands-on support tailored to your industry.
Customized Coverage
No two businesses are the same. We provide solutions built around your needs, not one-size-fits-all policies.
Smarter Claims Management
Our proactive claims strategies help you control costs, support injured employees, and get everyone back to work faster.
Rooted in the Community
We’re committed to helping businesses thrive across RI, MA, and CT—because when our local communities succeed, we all do.
Real Stories of Local Safety & Success
At Beacon Mutual, our commitment to workplace safety and workers’ compensation protection extends far beyond a policy. Each case study highlights the challenges our policyholders faced—and how we partnered with them to deliver tailored solutions that made a real impact.
Read Case StudiesWe're Focused on Protecting Your People
Insurance Coverage
Workers’ compensation insurance provides benefits to your employees for work-related injuries including medical care and wages for time out of work.
Loss Prevention
Our safety experts provide worksite assessments and program recommendations as well as free safety seminars, on-site and online safety training.
Claims Services
Our team of claim representatives, nurses, and case managers will work closely with you and your injured workers to help them on their road to recovery.