Why Beacon Mutual?

Our Competitive Advantage

We're Creating Exceptional Value for our Agents & Policyholders! 


​Agency Commitment

  • Competitive Overall Agent Compensation Program
  • Better than Industry Program to Surplus Ratio
  • Stabilizing the Market by providing coverage to all Rhode Island Employers
  • Trusted Choice Partner

​Local Expertise

  • Experts in Rhode Island Workers' Compensation
  • Local Staff - Within 1 Hour to Any Policyholder
  • Best Workers' Comp Legal Staff in Rhode Island
  • 25 Years as the Leading Provider of Workers' Compensation in Rhode Island

​Loss Prevention - At No Additional Cost to Policyholders

  • Largest Loss Prevention Team in Rhode Island
  • More Ergonomic Specialists than Any Competitor
  • Free Open Seminars - Over 40 Safety Topics
  • Free On-site Safety Training for 1st, 2nd, 3rd Shift Workers
  • Free Beacon Online University - Safety Training Anytime, Any Place, Any Pace

​Secure Online User Portal - BEACONNECT

  • BEACONNECT Secure Online Portal Provides 24/7 Access to Documents, Resources, and the Latest Policy Information for Agents and Policyholders
  • BeaconMutual.com Offers 24/7 Claims Reporting

​Exceptional Claims Services

  • Dedicated & Experienced Local Claims Representatives
  • Focused on Supporting Injured Workers and Getting Them Back on the Job              
  • Experienced Nurses and Case Managers Deliver Compassionate Advice and Care
  • Innovative Stay-At-Work/Return-To-Work Program Helps Employers Retain Their Most Valuable Resource By Getting Injured Employees Back to Work 

Contact your underwriter to learn more.