About Us

As a leading provider of workers' compensation insurance in Rhode Island, Beacon Mutual is committed to protecting the state's most valuable asset - our workers. No one works harder to prevent workplace accidents, and get injured employees back to work with compassion and care. Beacon has the largest team of local ergonomic and safety professionals dedicated to creating safer workplaces, and an exceptional team of claim representatives, nurses, and case managers to assist Rhode Island employers and their injured workers.

Our Corporate Purpose:
Provide hope for tomorrow – certainty for today. 

Headquartered in Warwick, the team at Beacon Mutual cares about Rhode Islanders, because they are Rhode Islanders. While large insurance carriers operate from thousands of miles away, Beacon’s experts are never far from the policyholders they serve. Why Beacon? Our Competitive Advantage...

As a mutual insurer, competitive pricing and innovative services are what policyholders deserve. That’s why more Rhode Islanders choose Beacon Mutual as their workers’ compensation experts.

Contact us to learn more about Beacon's exceptional services or how you can become a policyholder.



We are proud to be a Trusted Choice® Company Partner.