Welcome to The Beacon Mutual Insurance Company Website. The below Terms of Use and Privacy Policy (“Terms”) govern your use of the Website. By using the Website, you acknowledge that you have read, understand, and agree to be bound by these Terms.
Terms of Use
Acceptable Use
As a condition of using the Website, you agree that you will not use the Website for any unlawful or prohibited purpose, including, but not limited to, any use that violates applicable law, these Terms or that interferes with the Website’s security or with others’ use of the Website.
Ownership
The Website and all rights, title, and interest herein are the property of Beacon or its suppliers or licensors. This includes all of Beacon’s or its suppliers’ or licensors’ names, representations and likenesses, trademarks, logos and designs, or product and service marks (collectively, “Protected Material”). Except as explicitly provided for on the Website, any use, reproduction, distribution, modification, or publication of any Protected Material is prohibited without the express written consent of the owner of the Protected Material. All rights not expressly granted herein are reserved by Beacon.
Reliance on Information Posted
The information presented on or through the Website, including any third-party content, is made available solely for general information purposes. A reference or link to any third party or third-party product or service is not intended to be an endorsement by Beacon of those third parties, their products or services.
Disclaimer of Warranties and Limitation on Liability
We don’t warrant or guarantee the accuracy or completeness of any information contained on the Website. Any reliance you place on any of the information provided on the Website is strictly at your own risk. If you are dissatisfied with the Website and/or its contents, your sole and exclusive remedy is to stop using the Website.
In no event will Beacon be liable for any loss or direct, indirect, incidental, special or consequential damages caused by reliance on the Website or any information provided on the Website. All disclaimers and limitations of liability are for the benefit of Beacon, its affiliates, vendors, suppliers and their respective shareholders, members, partners, directors, officers, employees, agents and representatives.
Governing Law
All matters relating to the Website and these Terms, including any related dispute or claim, shall be governed by the laws of the State of Rhode Island.
Termination
Beacon reserves the right to revoke, terminate or suspend any and all privileges associated with accessing the Website for any reason or for no reason whatsoever.
Privacy Policy
Information We Collect
We collect information that you provide to us as well as information we obtain from your use of the Website.
For some activities, such as when you directly contact us, we may collect some or all of the following types of information:
- Contact information such as your name, email address, and phone number; and
- Any other information you choose to provide to us (e.g. when you submit a question or comment to us).
We may use cookies and similar technologies to automatically collect certain information when you use the Website, such as your Internet Protocol (IP) address, browser type, operating system, page views, time spent on pages, and other Website interactions.
If you do not agree to the data collection and usage described in these Terms, including the use of cookies, you should refrain from using the Website.
We may use your information collected as a result of your use of the Website to contact you, conduct our business, improve and customize our services and Website for you, comply with legal requirements, or as otherwise permitted by law.
Protecting Your Information
We use a variety of physical, technical and administrative safeguards designed to protect your information from unauthorized access, use and disclosure. However, the transmission of information via the internet is never completely secure, and we cannot guarantee the security of your personal information transmitted to our website. If you were provided with or have chosen login credentials to access certain parts of the Website, you are responsible for keeping such credentials confidential.
Links to Third-Party Services
The Website may contain links to third-party websites, and some of the services available through the Website may be made available by third parties via portals, embedded links or other technology. We are not responsible for the privacy policies and practices of these third parties and recommend that you review their privacy policies.
Changes to These Terms
We may revise and update these Terms from time to time and will post the date of the last revision at the end of these Terms. You are responsible for checking for changes to these Terms. Your continued use of the Website following updates to the Terms means that you agree to the changes.
Entire Agreement
These Terms constitute the sole and entire agreement between you and Beacon with respect to the Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website.
Comments
If you have any questions or comments about Beacon Mutual, these Terms or the Website, please contact us via: info@beaconmutual.com.
If you have any questions about data protection, please contact the Office of the General Counsel at The Beacon Mutual Insurance Company, Attention: Office of the General Counsel, One Beacon Centre, Warwick, RI 02886.
Last Updated: July 28, 2025