• Fully completed and signed Workers Compensation Acord 130 application
  • Fully completed and signed Beacon Supplemental Application for Temporary Employment Agencies/Employee Leasing Companies (Please refer to the ‘Forms’ section of our website)
  • Full names and physical addresses of all Rhode Island client companies that the temporary employment agency/leasing company does business with
  • A copy of the executed contract between the temp agency/leasing company and each Rhode Island client company
  • Most recent experience modification worksheet
  • Recently valued, hard copy prior carrier loss runs for the past four years
  • Proof of coverage for all other states in which the temporary employment agency or employee leasing company may place employees

Beacon Mutual has additional underwriting requirements pertaining to all out-of-state employers requesting Rhode Island coverage. If the temporary employment agency or employee leasing company for whom coverage is being sought does not have a physical location within the state of Rhode Island, please view our Guidelines for Out-of-State Employers. The “Out-of-State Employer” application requirements are in addition to Beacon’s standard temporary employment agency/employee leasing company application requirements.

The underwriter will review your application for completeness, and may request additional information or clarification prior to providing you with a quotation. A preliminary audit or loss control survey may also be required prior to quoting. Once we provide you with a quotation, a premium deposit (and any additional information as noted on the quotation letter) will need to be received one day prior to the requested coverage effective date. Please refer to the Temporary Employment Agency Requirements for Beacon Mutual’s requirements pertaining to temporary employment agencies and employee leasing companies once coverage is bound.

If directly supervised by your company, injuries have to be reported on your OSHA 300 log. You are required to have a safe workplace free of any recognized hazards that may cause injury to any worker on your premises.

The client company is responsible for the safety of every employee working at their facility, regular staff or temporary employee. The client company is responsible for the training and issuance of the appropriate PPE.

Yes. Especially highlighting fire safety, how to exit the building and where the primary and secondary exits are located.

Yes. For those who are not coming in direct contact with chemicals at the location, knowledge of the location of the Material Safety Data Sheets would suffice. For those employees coming in direct contact with chemicals, they should receive the same training given to your employees for Right-to-Know.